Simple Maintenance Habits That Could Save You Thousands on Insurance Claims

Most homeowners don’t think twice about cleaning gutters, checking roof tiles, or trimming branches until a storm hits and the damage bill arrives. Yet basic home maintenance for insurance claims can mean the difference between a smooth payout and a rejected claim.

According to the Insurance Council of Australia, maintenance-related issues are one of the top causes of denied claims. Preventable damage isn’t covered under “sudden or accidental” loss clauses, making regular upkeep essential.

Why Maintenance Matters

Insurers expect properties to be kept in reasonable condition. Failing to maintain your home can void parts of your policy or reduce payouts. Even small neglect — blocked gutters or cracked tiles — can let water in and lead to costly damage. Maintaining your property is key to avoiding disputes and supporting future home maintenance for insurance claims.

Five Small Habits with Big Impact

1. Clean your gutters every 3 months to prevent overflow during storms.
2. Inspect your roof for cracked tiles or loose flashing twice a year.
3. Trim trees and clear debris before summer to prevent wind and hail damage.
4. Check smoke alarms and power boards for safety compliance.
5. Photograph completed maintenance tasks to prove upkeep if you ever claim.

How myVal Makes Maintenance Easy

With the myVal Maintenance feature, you can:

• Set seasonal reminders (e.g., “Clean gutters before storm season”).
• Log completed tasks with photos for proof of upkeep.
• Receive tailored preventative alerts based on local weather and insurer data.

A few proactive minutes a month can save you thousands and ensure your insurer sees you as a responsible, protected policyholder.

Download myVal and simplify your home maintenance for insurance claims — protecting your home, your finances, and your peace of mind