When It’s Not a Disaster, But Still Costs You: Why Everyday Electronics Deserve Real Documentation

Phones, laptops, tablets, cameras, watches – they’re some of the most used and least documented possessions Australians own. They go everywhere, get upgraded often, and disappear faster than any other asset category.

When something happens, theft, surge damage, or loss during a move, most people have no clear record of what they owned, what it was worth, or whether it was even covered.

The truth about electronics and insurance

Insurers rarely cover simple accidents like dropping a phone or leaving it behind. But they do cover defined events: theft, fire, or storm damage, if you can prove ownership and value. That proof needs more than memory.

It needs serials, receipts, and condition evidence.

Without it, insurers apply the lowest possible replacement value, or the claim stalls altogether.

The quiet financial leak

Most households own thousands of dollars in devices: TVs, headphones, gaming systems, tablets, and computers. Yet policies aren’t updated when new tech is bought, and sublimits for portable electronics are often far lower than replacement cost.

This gap, between what’s owned and what’s recorded, is where value slips away. Not because of a catastrophe, but because of incomplete information.

Where myVal and Recipero fit

myVal partners with Recipero, the world’s leading database for verifying device ownership and serial numbers. Together, they make electronics documentation effortless and verifiable:

1. Snap it once. myVal detects the model and serial number from a photo.
   
2. Verified instantly. Recipero cross-checks the serial against global records to confirm clean ownership.
   
3. Stored securely. Receipts, warranties, and proof of purchase live in one encrypted record.
   
4. Ready when needed. Whether you’re renewing insurance, filing a theft claim, or reselling, every detail is verified and accessible.
   

Why it matters

Protecting what you already own and proving its legitimacy when it counts. A verifiable inventory keeps your coverage accurate, your claims credible, and your resale value intact.

Do a five-minute electronics audit

Walk through your home. Photograph each device, capture its serial, and let myVal + Recipero handle the rest.

It’s not about claiming more; it’s about keeping your proof ready.

Start with myVal today and make every device count.