As another wet summer looms, new data from AAMI shows how widespread severe weather damage has become across New South Wales. From flash floods to hailstorms, no community is immune.
For many households, the cost of being unprepared can be devastating. That’s why storm preparation for NSW homeowners is more important than ever.
The Regions Hit Hardest
According to AAMI’s analysis of thousands of natural disaster claims lodged between July 2022 and June 2025, the NSW regions most impacted by severe weather include:
Banora Point, Dubbo, Merewether, Raymond Terrace, Orange, Armidale, Tweed Heads, Rutherford, Broken Hill, and Tweed Heads West.
Among these, Raymond Terrace ranked fourth statewide, with unusually high reports of food spoilage in addition to property and flood damage a reminder that storms can disrupt lives in unexpected ways.
The Weather Outlook: La Niña Returns
Suncorp meteorologist Andrew Bufalino warns that conditions are again aligning for a La Niña-like season. Expect higher rainfall and a greater risk of flash and riverine flooding along the east coast.
He notes that years with similar patterns — 2016, 2021, and 2022 — saw major losses from floods, hail, and wind. Floods caused the highest overall insurance costs. The message is clear: the risk is persistent, evolving, and demands proactive storm preparation for NSW homeowners.
Why Preparation Is Key
NSW SES Commissioner Mike Wassing stresses that simple preventive steps can drastically reduce the impact of storms on families and homes.
“Storms can develop rapidly and cause widespread damage,” he said.
“Cleaning gutters, securing outdoor items, and having a home emergency plan can significantly reduce the impact on your family and property.”
Beyond the physical preparations, homeowners are being urged to know exactly what they own and what’s covered. Many residents discover too late that their insurance policies don’t fully cover storm, flood, or food spoilage losses or that they lack the proof needed to make a claim.
How myVal Helps Households Stay Storm-Ready
myVal was designed for moments just like these when fast, accurate documentation and insurance clarity make all the difference.
With the myVal app, you can:
- Snap and store photos of your belongings, complete with AI-recognised details like brand, model, and value.
- Check your policy health, identifying coverage gaps or undervalued categories such as electronics or jewellery.
- Generate insurer-ready claim reports instantly if your home is affected by flood, hail, or wind damage.
- Store receipts and warranties safely in a secure digital vault, so you never lose essential proof of ownership.
- Receive smart maintenance reminders from cleaning gutters and trimming trees to checking drains and securing outdoor furniture, helping you prevent damage before it starts.
Take Action Before the Next Storm
With more rain and flooding expected across NSW this summer, now is the time to act — not react.
Protect your home, your memories, and your peace of mind by preparing early.
Download myVal today, and turn your home inventory into your strongest insurance advantage.
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